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John and his wife, 62 and 56

Description

Sipps, Isas and general investment accounts invested in funds, residential property, cash.

Objectives

£60,000 per year income, gift £300,000 to children, pass on Sipps and home to children, mitigate IHT.

<p>Sipps, Isas and general investment accounts invested in funds, residential property, cash.</p>

John, age 62, and his wife, age 56, are retired. Their investments, which John has managed since he retired three years ago, provide all their income. Their children are financially independent, and their home is worth about £700,000 and is mortgage free.

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