Portfolio Clinic 

Too many holdings result in tracker-like performance

Reader Portfolio

Chris and his wife, 68


Isas and Sipps invested in funds, cash, residential property


Supplement pensions with income from investments, income of £50,000 a year, grow assets as much as possible while limiting capital losses, pass on assets to grandchildren

<p>Isas and Sipps invested in funds, cash, residential property</p>

Chris and his wife are 68, and retired. They have Isas worth about £970,000 and Sipps worth about £1.1m, and each of the accounts has the same holdings and asset allocation as the one below. Their home is worth about £900,000 and mortgage-free. 

To continue reading, subscribe today

and enjoy unlimited access to the following:

  • Tips of the Week
  • Funds coverage
  • Weekly features on big investment themes
  • Trading ideas
  • Comprehensive companies coverage
  • Economic analysis
Subscribe to Investors Chronicle

Subscribe today

Full access for just £3.37 a week:

• Tips and recommendations - to beat the market 
• Portfolio clinic & Mr Bearbull - build a well-planned portfolio 
• Expert tools - track and manage investments effortlessly
• Plus free delivery to your home or office

Subscribe Now