Managing Your Money 

Look beyond your platform Isa for good cash rates

Look beyond your platform Isa for good cash rates

A reader recently wrote in with the following query on how to get a better rate on cash holdings. “My stocks-and-shares individual savings account (Isa) is with [an investment platform that] stopped paying interest on cash some time ago," he says. "Are there holdings I can buy within my Isa that would pay me roughly [my former] cash Isa interest rate of 1.3 per cent, and which I could buy and sell depending on what surplus cash I have available? I appreciate I would have to pay dealing charges whenever I dealt.”

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